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Membership Office
M-F 8:30am to 5:30pm PST

Our dispatching center is open 24/7. The number is available in the member area and in your confirmation email.


We offer an insurance program directly though the Better World Club for individuals in Massachusetts.

We can also help you find  Pay As You Drive or Non Owner Liability Coverage available to you.

The Better World Club Insurance Program offers you a selection of insurance choices that fit your needs and your budget.

When you purchase a policy through the Better World Club Insurance Program, the Better World Club will offset your car’s first ton of greenhouse gas emissions for free. You can also purchase additional carbon offsets for your travel and home energy use!


For Massachusetts Residents:
Toll Free: 1.888.299.2993
Local: 617-876-5300

Non-Owner Liability Insurance

You recognize that even behind the wheel of your friend’s car or a truck rental, you should have liability coverage in case you are the cause of an accident. What exactly does Non Owner Liability Insurance Cover?


  • Bodily Injury: Covers the medical costs of the other driver and passengers involved in an accident caused by your negligence.


  • Property Damage: Covers the repair costs of the other car or cars involved in an accident caused by your negligence


Because it’s liability insurance, it only covers damage to others and their property, not to yourself or the vehicle you are in. This means if your mistake causes a car accident, your non-owner liability coverage will pay the other driver’s medical and vehicle repair costs (up to the policy’s limits, of course). It does not, however, repair the damages for the rented or borrowed vehicle you’re driving.


Vehicles Covered Under Non-Owner Liability


Non-owner liability insurance covers all rental cars and borrowed vehicles driven by you and only you. With this protection, you do not need to buy rental car insurance when renting a car — you are covered.

Non owner liability does NOT protect:


  •     Any vehicle registered under your name.
  •     Any vehicle titled to you.
  •     Work-related vehicles.
  •     Non-private passenger type vehicles.
  •     Any vehicle owned by a resident of your household; say, for example, you daughter’s car.
  •     Any vehicle that’s loaned to you on a regular basis.


If you buy a vehicle while carrying non-owner liability coverage, you will need to upgrade your insurance to meet your state’s mandated liability insurance requirements.

Travel Insurance

You want to travel! You want to take off and explore big cities, adventure into national parks, relax on a beach, or engage cultures around the world. Maybe you even want to volunteer. You also want to know that you can change insurance plans, or hunker down, in case of a disaster abroad or domestic emergency. Life is exciting. Life happens. Travel insurance covers both.


Our Travel Protection plans are brokered through World Travel, a partner and sustainable travel company that also provides personal travel booking for an affordable fee.


Travel insurance covers non-refundable travel expenses due to cancelation and trip interruptions and can cover medical expenses not covered by your insurance, lost baggage items, and other unexpected travel related expenses. Travel is one of life’s great joys. Book your travel plans, and protect your travel investment with Travel Insurance.


Get a Quote!


Or call toll free at 1.866.238.1137 (Mon-Fri, 8:30 a.m. to 5:30 p.m. PST).
Questions? Check out our FAQs or contact World Travel.

Pay-As-You-Drive Auto Insurance

Car insurance is a necessary component of legal driving, but it’s often quite expensive. For those who don’t drive often or very far, the cost can be daunting. Enter… Pay As You Drive (PAYD) Insurance.


Most people don’t consider vehicle insurance to be a significant portion of a vehicle’s total cost, but the fact is: the average driver spends almost as much on insurance as he or she does on fuel. Insurance is considered a fixed cost, and reducing your mileage does not mean a reduction in the cost of your insurance. However, this could be changing.


Studies in the U.S. show that if auto insurance were priced by the mile, drivers would likely reduce their mileage by as much as 20 percent. Because automobiles are the single largest contributor to greenhouse gas emissions, Pay-As-You-Drive could mean a significant reduction in emissions.


PAYD also recognizes that the more miles you drive, the more likely you are to have an accident (annual insurance claims increase with annual vehicle mileage). With PAYD, insurance premiums would be based on miles driven rather than the make and model of a car.


NOTE: PAYD is only available in vehicles that are manufactured in 1996 or newer. Device to be installed in vehicle. Enrollment time for program and discount amount varies by insurance carrier and state.




  • For consumers: Access to more affordable insurance and more control over insurance costs.


  • For society: Initial research estimates that pricing insurance by the mile could cut total driving by 5 to 15 percent, which would decrease the huge environmental impacts of the automobile and lessen the number of crashes and claims. A 10 percent reduction in driving is estimated to result in a 17 percent reduction in crashes.


  • For taxpayers: Reduced driving would also save money spent on roadwork. Oregon Environmental Council, a nonprofit group working to pilot PAYD in Oregon, estimates that PAYD insurance could trim the state’s road-related costs substantially over the next 20 years.


  • For insurers: An insurer offering PAYD insurance may see an increased market share and a growing reputation as an innovative, customer-oriented, socially responsible company, and may also have fewer claims.

Other Insurance We Offer

  • ​Home owners insurance
  • Bike​ Property Insurance
  • Rental Car Insurance